Terms & Conditions – Optima Returns
Welcome to Optima Returns. By accessing and using our website and services, you agree to comply with the following Terms & Conditions. If you do not agree with these terms, please refrain from using our website.
- General Terms
1.1. By accessing this website, you confirm that you are at least 18 years old or the legal age in your country.
1.2. Optima Returns reserves the right to update or modify these terms at any time. Continued use of the website constitutes acceptance of the revised terms.
1.3. Unauthorized access, hacking, or any attempt to disrupt the website’s functionality is strictly prohibited.
- Investment & Financial Terms
2.1. Optima Returns provides investment plans offering 7% to 30% monthly returns until the investment doubles.
2.2. The minimum investment amount is $100, and each package includes a processing fee.
2.3. Returns are credited monthly and can be withdrawn as per the company’s payout schedule.
- Referral Program
3.1. Users can earn commissions through our multi-level referral program:
- 1st Level: 5% commission on direct referrals.
- 2nd Level: 2% commission on indirect referrals.
- 3rd Level: 1% commission on third-level referrals.
3.2. Referral bonuses are credited only after a successful investment by the referred person.
- Account Registration & Security
4.1. To access our services, you must register an account with accurate personal information.
4.2. Users are responsible for maintaining the confidentiality of their login credentials.
4.3. Optima Returns is not liable for unauthorized access due to user negligence.
- Investment Risk & Liability Disclaimer
5.1. All investments involve risks. Past performance does not guarantee future returns.
5.2. Optima Returns ensures a 50% capital reimbursement in case of company closure or major financial loss.
5.3. The company is not responsible for market fluctuations, economic downturns, or external financial risks.
- Payments & Withdrawals
6.1. Deposits and withdrawals must be made through the available payment options listed on our website.
6.2. All transactions are subject to processing times and may incur service fees.
6.3. Any withdrawal request must meet the company’s minimum withdrawal limit and verification requirements.
- Prohibited Activities
7.1. Users must not engage in:
- Money laundering or fraudulent activities.
- Spamming, misleading advertisements, or manipulation of the referral system.
- Attempts to exploit the website or bypass security measures.
7.2. Any violation may result in account termination and legal action if necessary.
- Privacy Policy & Data Protection
8.1. We collect and process user data per our Privacy Policy to ensure security and transparency.
8.2. User data will not be shared with third parties except as required by law.
8.3. Users can request data deletion or account closure by contacting support.
- Intellectual Property Rights
9.1. All content, including logos, text, images, and website design, is the intellectual property of Optima Returns.
9.2. Unauthorized use, reproduction, or distribution of website materials is prohibited.
- Dispute Resolution & Governing Law
10.1. Any disputes shall first be addressed through internal mediation.
10.2. If unresolved, disputes will be handled under the applicable laws
By using this website, you confirm that you have read, understood, and agreed to these Terms & Conditions.